So what's wrong with a benevolent dictator? I'm not advocating such a thing but realize that most governments are a dictatorship, especially if you include families and businesses. And they are all benevolent. Just ask them!
Some argue that I should vote because if I didn't, no one would. Yet that isn't the case, is it? If someone is drowning in shark infested waters I don't need to jump in for the man to be saved. But someone does.
Which brings me back to the credit card dilemma. What is wrong with just paying the minimum? Imagine that the credit card had an unlimited cap and the death tax is 100%.. and one's heirs are not responsible for their debts. Why am I better off paying the minimum rather than the full amount. Yes, die with as much debt as possible. Isn't that what Uncle Sam does? Fortunately or unfortunately all my assumptions are unfounded.